THE VA IN South Dakota

VA loans have been helping South Dakota residents since 1934

An VA Specialist can offer you a better loan including:

  • Low Down Payment Plans

  • Low Closing Cost

  • Easier Credit Qualifications

  • Lowest Federal Reserve based  Interest Rate

  • 24 Hour Pre-Approval Process

South Dakota First Time Home Buyer Loan

This VA loan program was created to help increase homeownership. The VA program makes buying a home easier and less expensive than any other types of real estate mortgage home loan program.

Buy a home in South Dakota with help from a Family Member

When buying a home, almost every lender will want to know where your down payment came from. If someone in your family is helping you with that down payment, it is called a Gift of Equity, a special VA loan program.

South Dakota VA Refinance to a Lower Rate

Lowering your monthly mortgage payment is easier than ever as VA Mortgage Interest Rates continue to decline.

South Dakota VA Debt Consolidation

An VA Debt Consolidation Loan can change your life, and we can connect you to an VA Home Lending Expert to talk over your financial situation so you are not left to figure out everything on your own.

South Dakota VA Home Loan

How it works:

√  Determine the type of VA Government Loan your needs.

√  Complete an easy 2 minute application form.

√  We will forward your application to one and only one VA Approved Lender who can best help you base.

  • The type of loan you requested
  • Your down-payment (if purchase loan)
  • The location (State) your property is located
  • Your credit history
  • The best rate available for your loan

√  VA Loan Specialist will respond within 1 business day. They will explain what type of loan you are approved for, and the options available to you.

√  Immediately that same day, the VA Lender will overnight your pre-approval letter to you.

√  Review with no obligations your VA Loan Pre-approval and locked rate.

 

Note - It is very important that you keep this letter. It is your official pre-approval on bank letterhead with your 'locked rate', and if purchasing a house, it is equally important that you present this letter to the real estate agent to confirm your pre-qualification status.

South Dakota VA Lending Limits 2025

South Dakota Median Home Sale Price Price $340,000