NMLS
We encourage users to use the free NMLS Consumer Access Link to confirm that the mortgage company or mortgage professional with whom they wish to conduct business is authorized to conduct mortgage business in their state.
VA FAQAnswers to our most asked VA Loan Questions
You can complete an VA Pre-Approval Application online, and receive a reply within one business day. Whether you are ready today, in a few weeks, or would just like to see how much you qualify for. There is never an application fee and no obligation to receive your quote.
Obtaining a Pre-Approval is the first step in any VA Loan Program. It lets all parties know you have reviewed the different types of VA Home Loans and are serious about obtaining an VA Home Lloan
To receive your pre-approval, we need very little. We do need to know the loan amount you think you may need, and an estimate of your credit (FICO) score. We also need you contact information in case your VA Specialist has a quick question, and where they are to send your pre-qualification letter.
Your VA Loan Specialist will be able to give you a very accurate figure. They will ask you approximately how much you make each month, what other debts you may have, and explain what interest rate you qualify for.
For a standard VA Loan, 3.5 percent is the current down payment requirement.
Absolutley! Many VA loans can close in just a few days if you provide your VA Representative with everything (documents) he or she needs in a timely manner.
Yes VA Home Loans are designed to help people who have a few blemishes on their credit report. Your Credit Score will determine your final interest rate and down-payment amount.
No, you are not legally required to use a real estate agent to buy or sell a home. However, working with a real estate agent can be helpful and may save you time and money in the long run. |
VA Loan Information
The VA
(Veterans Administration) does not lend
money.
A VA Loan is backed by the Department of Veterans's Affairs and issued by individual VA Approved Lenders.
Our mission is to help you find the best VA
Approved Lender who can help you secure financing.
When you
fill in our short application we will provide your information
to one, (and
only one) VA
Approved Lender who can help you based upon
many factors, including your State,
the type of
VA Loan, and your
Credit History.
The VA
Weekly mortgage demand surges 11% higher, as interest
rates dropped for the sixth straight week.
The VA
is part of HUD &
backs individual VA
Approved Lenders.
HUD Announces Changes to VA Multifamily
Mortgage Insurance Programs Home Loan: VA to increase
individual loan proceeds available to create new
or refinance existing affordable multifamily rental
properties and create new or substantially rehabilitate
properties that provide rental opportunities for
middle-income individuals and families.
VA Proposes Looser Boarder Income
Requirements For Qualifying Borrowers:These proposed
changes include reducing the acceptable rental income
history from two years to 12 months and expanding
the types of acceptable income verification documentation
Down payment assistance programs remain underutilized,
despite high eligibility among borrowers:the Quarterly
Report to Congress from the U.S. Department of Housing
and Urban Development (HUD) on the Veterans Administrations Single-Family Mutual Mortgage Insurance
Fund, only 58.46% of the loans the agency endorsed
were originated without the borrower receiving help
for a down payment,VA News 2025
