We encourage users to use the free NMLS Consumer Access Link to confirm that the mortgage company or mortgage professional with whom they wish to conduct business is authorized to conduct mortgage business in their state.
THE VA IN Arkansas
VA loans have been helping Arkansas residents since 1934
An VA Specialist can offer you a better loan including:
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Arkansas First Time Home Buyer Loan
This VA loan program was created to help increase homeownership. The VA program makes buying a home easier and less expensive than any other types of real estate mortgage home loan program.
Arkansas VA Refinance to a Lower Rate
Lowering your monthly mortgage payment is easier than ever as VA Mortgage Interest Rates continue to decline.
Arkansas VA Debt Consolidation
An VA Debt Consolidation Loan can change your life, and we can connect you to an VA Home Lending Expert to talk over your financial situation so you are not left to figure out everything on your own.
Arkansas VA Home Loan
How it works:
√ Determine the type of VA Government Loan your needs.
√ Complete an easy 2 minute application form.
√ We will forward your application to one and only one VA Approved Lender who can best help you base.
- The type of loan you requested
- Your down-payment (if purchase loan)
- The location (State) your property is located
- Your credit history
- The best rate available for your loan
√ VA Loan Specialist will respond within 1 business day. They will explain what type of loan you are approved for, and the options available to you.
√ Immediately that same day, the VA Lender will overnight your pre-approval letter to you.
√ Review with no obligations your VA Loan Pre-approval and locked rate.
Note - It is very important that you keep this letter. It is your official pre-approval on bank letterhead with your 'locked rate', and if purchasing a house, it is equally important that you present this letter to the real estate agent to confirm your pre-qualification status.
Arkansas VA Lending Limits 2025
Arkansas Median Home Sale Price Price $260,000
VA Loan Information
The VA
(Veterans Administration) does not lend
money.
A VA Loan is backed by the Department of Veterans's Affairs and issued by individual VA Approved Lenders.
Our mission is to help you find the best VA
Approved Lender who can help you secure financing.
When you
fill in our short application we will provide your information
to one, (and
only one) VA
Approved Lender who can help you based upon
many factors, including your State,
the type of
VA Loan, and your
Credit History.
The VA
Weekly mortgage demand surges 11% higher, as interest
rates dropped for the sixth straight week.
The VA
is part of HUD &
backs individual VA
Approved Lenders.
HUD Announces Changes to VA Multifamily
Mortgage Insurance Programs Home Loan: VA to increase
individual loan proceeds available to create new
or refinance existing affordable multifamily rental
properties and create new or substantially rehabilitate
properties that provide rental opportunities for
middle-income individuals and families.
VA Proposes Looser Boarder Income
Requirements For Qualifying Borrowers:These proposed
changes include reducing the acceptable rental income
history from two years to 12 months and expanding
the types of acceptable income verification documentation
Down payment assistance programs
remain underutilized, despite high eligibility among
borrowers:the Quarterly Report to Congress from
the U.S. Department of Housing and Urban Development
(HUD) on the Veterans Administrations Single-Family
Mutual Mortgage Insurance Fund, only 58.46% of the
loans the agency endorsed were originated without
the borrower receiving help for a down payment,VA News 2025
