We encourage VA Home Loan borrowers users to use the free NMLS Consumer Access Link to confirm that any mortgage company or mortgage professional with whom they wish to conduct business is authorized to conduct VA mortgage business in their state.

VA First Time Home Buyer

An VA Loan is now the most popular loan for First Time Home Buyers.

Purchasing a home is one of life's major landmarks and for some, it is even a dream come true. We understand the magnitude of this decision and it is our goal to make your transition into home ownership unforgettable. Our VA First-Time Homebuyer Specialists help you with FREE same day pre-approvals, low down payments, and savings on everything from appliances to moving expenses. VA First Time Home Buyer (FTHB) offer a variety of programs to help potential homeowners navigate the home buying process. Partner agencies in for each individual state provide education, mortgage loan programs and more assistance for families and individuals to find the right home.

Some of these features include:

Lower Credit Scores

Little (or No) Down-Payment Programs

Gifts can be used as the down payment

No Income Limits

'Good Neighbor Next Door' Programs

'Home Path Ready Buy Programs' to purchase previously foreclosed homes.
Energy-efficient mortgage VA Loan Program and allows borrowers to combine the cost of energy-efficient upgrades into their VA Loan loan upfront(without a larger down payment.)
VA 203k Loans An VA Backed Loan that lets you purchase a 'Fixer-Upper' home and borrow the money you may need up-front to pay for home improvement projects.

The important step in purchasing a new home is to get an VA Pre-Approval Letter for a home loan. The peace of mind that comes with knowing that your mortgage loan has been approved will allow you to shop for your new home with confidence. And when you are ready to make an offer, the fact that you have already been pre-approved for your loan amount will give the seller confidence in you as a buyer.

VA Loan Information

The VA does not lend money. The VA (Veterans Administration) is part of HUD & backs individual Approved Lenders.

Our responsibility is to help you find the best VA Approved Lender who can help you secure financing.

When you fill in our short application we will provide your information to one, (and only one) VA Approved Lender who can help you based upon many factors, including your Credit Score, your State Location, and the Type of Loan you apply for. responsibility is to help you find the best VA Approved Lender who can help you secure financing.

Note: We are not affiliated with the Veterans Administration, the Department of Housing and Urban Development, or any other government agency. We are an VA Educational Resource.

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VA News & Information

Last week's drop in interest rates sparked a surge in purchase mortgage application volume for the first time in over a month.

VA Government Loans .us

VA Government Loans .us is a not a lender or a mortgage broker. We do not direct market by phone or email consumers. We do not provide any loans, loan modifications or foreclosure services. Note- VA Government Loans .us is not affiliated with HUD or VA and is not a government agency. VA Government Loans .us is a website that provides information about mortgages and loans and does not offer loans or mortgages directly or indirectly through and representatives or agents. Any request for mortgages will be arranged by third party providers We do not direct market by phone or email towards consumers. VA Government Loans .us is known as Mortgage Information Technologies LLC in lieu of true name, is a news and information service providing Federal Housing Authority news, content and directory information relative to mortgages and loans. We are not responsible for the accuracy of information and/or interest rates represented and we are under the assumption that all content is in accordance with the Copyright Policies of the United States of America and territories If you are suspicious of any fraudulent activities or if you have any questions Contact Us or your local HUD Agency or the Office of the Inspector General.